TCJ Case Study

Importer and Distributor of Christmas Decorations



HQ Location: Mid-Atlantic, United States
In Business For: 80+ Years
Annual Revenues: $5M+
Management: Family owned and operated
Customer Base: Strong, long-term relationships with a wide range of larger businesses




Highly Seasonal: Company was highly dependent on the holiday season.

Working Capital: Company needed additional working capital to fulfill purchase orders ahead of seasonal ramp-up.

Cash Flow Issues: Company paid 40% of product cost up-front and an additional 40% upon shipment from China. Long cash-out to cash-in cycle put a strain on their operations.

Shift in Strategy: Company wanted to shift towards year-round products to reduce seasonality and build a new e-commerce strategy.

Christmas landing page challenges



The Credit Junction worked closely with the company and its management to craft a financing solution that met both their short and long term needs. 

Christmas landing page solutions

Not a partner yet? 

Join us!