Importer and Distributor of Christmas Decorations



HQ Location: Mid-Atlantic, United States

In Business For: 80+ Years

Annual Revenues: $5M+

Management: Family owned and operated

Customer Base: Strong, long-term relationships with a wide range of larger businesses




Highly Seasonal: Company was very dependent on the Christmas and holiday season.

Working Capital: Company needed additional working capital to fulfill purchase orders in advance of seasonal ramp-up.

Cash Flow Issues: Company paid 40% of product cost up-front and an additional 40% upon shipment from China. This long cash-out to cash-in cycle put a strain on their operations.

Shift in Strategy: Management wanted to shift towards year-round products to reduce seasonality and build a new eCommerce strategy.

challenges christmas



The Credit Junction worked closely with the company and its management to craft a financing solution that met both their short and long term needs. 

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