Our Team

Get to know the passionate people behind The Credit Junction, the people who make the sauce.

LEADERSHIP

Michael Finkelstein

CEO and Founder

Michael has assembled and leads a team to fulfill his vision of revolutionizing small business lending. He has been an operational and financial executive at primarily high-growth companies within the technology, financial services and infrastructure industries for the past 15 years. Michael started his career in corporate finance at Salomon Brothers. 

He holds a Bachelor of Science from Cornell University and an MBA from the Stanford Graduate School of Business.

JIM DESANTIS

Chief Credit Officer

Jim oversees the credit, underwriting, and risk management functions of the company. Prior to joining us, Jim was most recently SVP, Portfolio and Underwriting Leader for GE Capital, where he spent nearly 15 years in a variety of positions, including head of workouts. Previously, Jim has held senior level positions at Congress Financial, Bank of America and Citicorp.

Jim graduated from Brooklyn College, CUNY.

Daniel Seltzer

Chief Technology Officer

Daniel translates the business vision into a technology strategy and leads the product development team. He has served over 100 companies in finance, education, media, health and publishing, from small startups to Fortune 100s including Citibank, MasterCard, and Goldman Sachs. Prior to joining us, Daniel directed the Innovation and Entrepreneurship program at Mount Sinai in NYC. 

Daniel graduated from Wesleyan University.

Sergio rodriguera,JR

Chief Strategy Officer

Sergio oversees the strategic initiatives of the company. Prior to joining us, he was a Professional Staff Member on the Committee on Financial Services in the U.S. House of Representatives, Office of Majority Leader Eric Cantor, and a Special Advisor at the Department of Treasury. He holds a Top Secret clearance in the Navy Reserves and is a veteran of the Afghanistan war. 

Sergio graduated from the University of California at Santa Barbara and the Naval War College.

Christina Crimmins

Director, Product Management

Christina oversees the research, design, and development of new technology products to enrich our lending platform. She joins us from the education technology space, most recently leading project management and business operations at Knewton. Christina started her career in business analysis at Goldman Sachs. 

She holds a B.E. in Electrical Engineering from The Cooper Union.

Mac Trivedi

Head of Financial Partnerships

Mac oversees the company’s financial partnership relationships and is in charge of sourcing deal flow. He brings over 15 years of lending and capital markets experience where he most recently held positions as Director of Capital Markets at Stifel Nicolaus and Vice President of Debt Capital Markets at Cantor Fitzgerald. 

Mac earned an MBA from Columbia Business School and a BS in Economics from the University of Michigan.

 

Matt Halpin

Senior Vice President, Technology

Matt oversees technology development and strategy within the company. Matt was most recently the Executive Director of Technology at Amplify, where he helped grow the technology team from 4 to over 150 people. Matt also has 12+ years of consulting experience, most recently as a Manager and Technical Architect at Roundarch. 

He studied Computer Engineering at Boston University.

Rich Levenson

Senior Vice President, Credit

Rich’s role is to guide our prospective customers through the pre-funding diligence and onboarding stages of their relationship with The Credit Junction. Before joining the team, Rich worked in various underwriting, portfolio management, and credit based leadership roles for Bank of America, Citibank, and Capital One, spending his entire career in the asset based field. 

Rich graduated from the University of Maine with a B.S. in Finance and held Series 7, 24, and 63 securities licenses. 

 

Team

   
  
 
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   Chris manipulates bits and bytes of data to provide business value to The Credit Junction. Prior to joining us, Chris was the co-founder of MarketBrief, an automated publishing service that provided real-time financial news coverage of all publicly traded companies.     Chris studied Information Technology at George Mason University. 

Chris manipulates bits and bytes of data to provide business value to The Credit Junction. Prior to joining us, Chris was the co-founder of MarketBrief, an automated publishing service that provided real-time financial news coverage of all publicly traded companies. 

Chris studied Information Technology at George Mason University. 

Chris Auer

Principal Engineer

 
   
  
 
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   Thibaut implements strategic initiatives for TCJ. He brings a diverse background with experience in the international development and small business sectors. Before joining us, he worked for Enclude, the Netherlands Development Finance Company, Eversheds LLP, and the European Bank for Reconstruction and Development.    A French native, Thibaut received his Bachelor’s degrees in Economics and Political Science at The University of Michigan.

Thibaut implements strategic initiatives for TCJ. He brings a diverse background with experience in the international development and small business sectors. Before joining us, he worked for Enclude, the Netherlands Development Finance Company, Eversheds LLP, and the European Bank for Reconstruction and Development.

A French native, Thibaut received his Bachelor’s degrees in Economics and Political Science at The University of Michigan.

THIBAUT DUPUY

Manager, Business Development

   
  
 
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   Deborah oversees all of our Marketing and Communications endeavors. Before joining us, she served as the Commercial Director for the Mexico-Israel Chamber of Commerce and worked with the Digital Communications Department of the U.S. Chamber of Commerce.    Deborah holds a B.A in International Relations from the Universidad de las Americas (Mexico) and a Masters in Corporate Communications and Public Relations from Georgetown University. 

Deborah oversees all of our Marketing and Communications endeavors. Before joining us, she served as the Commercial Director for the Mexico-Israel Chamber of Commerce and worked with the Digital Communications Department of the U.S. Chamber of Commerce.

Deborah holds a B.A in International Relations from the Universidad de las Americas (Mexico) and a Masters in Corporate Communications and Public Relations from Georgetown University. 

Deborah Koenigsberger

Manger, Marketing

 
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Greg Mercer

Senior Credit Analyst

 
   
  
 
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   Fred is responsible for all accounting, audit, tax, treasury and portfolio compliance functions. Prior to joining us, Fred worked as the Family Office Controller at Soros Fund Management for seven years, before moving on to work for a hedge fund and most recently as a Controller at Prolifics for seven years.    Fred holds an MBA in Accounting from CUNY/Baruch College, and is a CPA.

Fred is responsible for all accounting, audit, tax, treasury and portfolio compliance functions. Prior to joining us, Fred worked as the Family Office Controller at Soros Fund Management for seven years, before moving on to work for a hedge fund and most recently as a Controller at Prolifics for seven years. 
Fred holds an MBA in Accounting from CUNY/Baruch College, and is a CPA.

Fred Grossman

Controller

 
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Rijvee Fakhruddin

Senior Credit Analyst

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Selwyn Turner

Senior Credit Manager

 
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Sara-Jayne Terp

Director, Data Science

   
  
 
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   Jay is responsible for managing our accounts and reviewing prospect borrowers. An accomplished senior credit executive, Jay has experience in evaluating, structuring underwriting and managing middle market client relationships. Jay brings over 30 years of experience for a variety of financial institutions. Prior to joining TCJ, Jay was Vice President and Credit Review Officer in the Work Out Division for Santander Bank, N.A.     Jay holds an MBA from St. John's University. 

Jay is responsible for managing our accounts and reviewing prospect borrowers. An accomplished senior credit executive, Jay has experience in evaluating, structuring underwriting and managing middle market client relationships. Jay brings over 30 years of experience for a variety of financial institutions. Prior to joining TCJ, Jay was Vice President and Credit Review Officer in the Work Out Division for Santander Bank, N.A. 

Jay holds an MBA from St. John's University. 

Jay Oliner

Director, Credit

 
   
  
 
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   Jon is responsible for underwriting loans and conducting financial analysis for prospective borrowers. Before joining us, Jon spent a few years as an investment banking analyst dealing with mergers and acquisitions at Mirus Capital Advisors in Boston.     Jon holds a Bachelors in Business with a focus in Finance from Boston University's Questrom School of Business. 

Jon is responsible for underwriting loans and conducting financial analysis for prospective borrowers. Before joining us, Jon spent a few years as an investment banking analyst dealing with mergers and acquisitions at Mirus Capital Advisors in Boston. 

Jon holds a Bachelors in Business with a focus in Finance from Boston University's Questrom School of Business. 

Jon Leung

Senior Credit Analyst

 
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Nick Nardulli

Manager, Business & Legal Affairs

 
SB

Sushant Bhardwaj

Credit Analyst

   
  
 
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   Tony is a back-end software engineer with a budding interest on front-end web design as well as Amazon Web Services. Before joining The Credit Junction, Tony worked as a Quality Assurance analyst with Amplify Eduction, before transitioning into a role as a software engineer with them.     Tony holds a Masters in Electrical and Computer Engineering from Cornell University.

Tony is a back-end software engineer with a budding interest on front-end web design as well as Amazon Web Services. Before joining The Credit Junction, Tony worked as a Quality Assurance analyst with Amplify Eduction, before transitioning into a role as a software engineer with them. 

Tony holds a Masters in Electrical and Computer Engineering from Cornell University.

Tony Huang

Software Engineer

 
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Len Losquadro

Director, Business Development

 
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Dan Rosner

Vice President, Technical Operations